The Rollover Advantage | Adviser Investments
Special Report

The Rollover Advantage

September 7, 2023

Congratulations! You’re retiring or have landed a new job. And that company-sponsored account you’ve been regularly adding to over the years has grown large enough that it’s become one of your primary retirement assets. You can now make one simple move that will benefit you for the rest of your life.

Because you are moving on, you are no longer limited to the investment choices offered by your last employer. And even if you like the funds available in your 401(k) or 403(b) retirement account, you may also want to consider other options. With a rollover IRA, you have the freedom to choose among a much wider range of investments.

In this special report, available exclusively from Adviser Investments, you’ll find out the benefits and drawbacks of doing a rollover, including:

  • The three choices you have with 401(k) assets
  • Tax considerations surrounding a rollover
  • When it might be time to hire a professional advisor

Why Rolling Can Be a Good Choice

A 401(k) or 403(b) is a very good investment while you’re working, but it has some important limitations. These accounts typically restrict you to the handful of investments, usually mutual funds, offered in your plan, and perhaps some company stock. Maybe those options are good enough for now, but will they work for the rest of your life? Are you thinking of hiring an advisor to manage your retirement savings?

By moving your employer-sponsored account into a rollover IRA, you create more investment options for yourself—you have thousands of mutual funds to choose among. And

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