Article The ‘Mega Backdoor’ Roth IRA Updated: August 8, 2022 We’re big fans of Roth IRAs. Who doesn’t love tax-free growth? But Roth IRAs come with limitations on who can contribute to them—and how much they can contribute—based on annual income. There’s a workaround, however. One fairly common strategy that skirts these limitations is the “backdoor” Roth conversion—you roll (or transfer) funds … Read Morekeyboard_arrow_right
Video The 10-Year Rule and Your RMDs By Andrew Busa — August 4, 2022 In our latest Adviser Takeaway video, Manager of Financial Planning Andrew Busa shares his expert perspective on the financial planning news and trends that matter to you. If you have questions for Andrew or the Adviser team, please send them to info@adviserinvestments.com.Watch Nowkeyboard_arrow_right
Guide Special Report 9 Need-to-Know RMD Facts Updated: August 4, 2022 If you have tax-deferred accounts, once you’ve reached the age of 72, you are required to withdraw a minimum percentage by December 31 each year. Failing to do so can come with major penalties and tax implications. Don’t be caught unaware: Read our list of 9 Need-to-Know RMD Facts. Read Morekeyboard_arrow_right
Article Women & Wealth: Questions to Ask a Financial Adviser About Retirement August 4, 2022 High-net-worth women have unique retirement planning needs and, therefore, should be asking their financial advisers these retirement questions…Read Morekeyboard_arrow_right
Article Roth Conversion Checklist Updated: July 25, 2022 Roth IRAs are a smart option right now—but should you trade in your traditional IRA for one? The answer comes down to taxes. Money placed in a Roth IRA can grow tax-free and be withdrawn without a levy in retirement. By contrast, contributions to a traditional IRA also grow tax-free, but you … Read Morekeyboard_arrow_right
Guide Special Report Retirement Spending Solutions Updated: July 7, 2022 Planning Ahead When it comes to investing and retirement, most of the emphasis is placed upon saving enough, but there’s another crucial element to plan for: Spending. Just as a retirement savings plan is essential in building a nest egg, a retirement spending plan is equally important in making sure your … Read Morekeyboard_arrow_right
Infographic Special Report Medicare Made Simple Updated: June 16, 2022 Was Medicare designed to be confusing? It sure can feel that way. Some parts are required, others are optional, there are strict enrollment windows and a range of plan options and combinations—it’s enough to make your head spin. We’re here to help. Our handy Medicare Made Simple reference guide covers everything you … Read Morekeyboard_arrow_right
Article Social Security Resources in ONE Location June 16, 2022 Answers to your Social Security questions in one location, including a detailed special report, three-part podcast series and 12 blog posts.Read Morekeyboard_arrow_right
Article RMDs and the 10-Year Rule: An IRS Curveball By Andrew Busa — June 13, 2022 This week’s reader question: Can you shed some light on the IRS’ confusing new rule for IRA inheritance? You’re not the only one caught looking after the IRS threw its latest curveball. Their recent guidance was a surprise, and we’ve seen conflicting interpretations in the news and on social media. … Read Morekeyboard_arrow_right
Article Get Ready to Retire: 5 Steps Updated: June 13, 2022 Retirement is a major milestone and we’re here to help you prepare financially and emotionally. Our top-five list of things to address before you retire will make it even more manageable. Make the most of your Social Security benefits: Social Security is the number one topic pre-retirees ask us about. An essential first step to … Read Morekeyboard_arrow_right