Investing for Life
According to a recent survey, 46% of American households are at risk of not being able to cover essential expenses in retirement. We don’t want yours to be part of that statistic. Retiring is a major milestone, and it requires not only financial preparedness but emotional readiness. To make sure you are …
Read More keyboard_arrow_rightTurning 50 is momentous for so many reasons—including the extra boost you can provide to your retirement savings. We touched on this in Part One of our three-part series on financial planning in your 50s (and here’s Part Two on streamlining), but we think catch-up contributions are worthy …
Read More keyboard_arrow_rightIf you plan to retire from full-time work after you hit age 65, continuing your health coverage can be a snap—simply switch from your employer-based plan to Medicare. (For details, check out our podcast on Medicare planning.) But how do you handle health insurance if you want to …
Read More keyboard_arrow_rightThe surge in unemployment during the pandemic has led some people to retire sooner than they planned. Whether it’s a personal decision or one that has been imposed on you, here are four ways to make early retirement both fun and feasible:
Since its 1965 inception, Medicare has been an essential component of a successful retirement. Yet, as we’ve noted, navigating its complexities can be frustrating. Here are a few common mistakes to avoid:
A Straightforward Guide to Preparing and Settling an Estate
Social Security is a complex topic. While you may understand the basics (like when to file and what family benefits you’re entitled to), you might still be left wondering how to claim benefits, manage taxes associated with Social Security, and more. At Adviser Investments, …
Read More keyboard_arrow_rightTurning 50 is momentous for so many reasons—including the extra boost you can provide to your retirement savings. The Internal Revenue Service (IRS) allows investors to contribute to tax-advantaged retirement accounts up to a specified limit per calendar year. In 2020, that limit is $6,000 to individual retirement accounts (IRAs) and $19,500 …
Read More keyboard_arrow_rightYou don’t have to be retired to receive Social Security. You read that right. In certain cases qualified family members and dependents can receive benefits. Let’s look at some of those cases and consider how they may factor into your financial plan.
Last week, we wrote about Medicare’s open enrollment period. Since the program’s creation in the 1960s, it’s been expanded and amended several times, leaving participants facing a confusing hodgepodge of rules and terminology. This week, we’ll sort through the alphabet soup of Medicare coverage and spell out what …
Read More keyboard_arrow_rightMedicare—federal health insurance coverage for people 65 and older—is a pivotal part of your retirement plan. With the Annual Election Period (AEP) approaching (it runs from October 15 through December 7), Medicare recipients must decide whether to make changes to their plan or not. But consumer beware: The devil is in the …
Read More keyboard_arrow_rightSocial Security is a hot topic in our frequent conversations with clients. While it’s a complex issue, one of the questions we field most commonly is: “When should I file for Social Security benefits?” To help break it down, here are four key factors to consider as you make this critical decision. …
Read More keyboard_arrow_rightFrom your first checking account to your current 401(k) plan, by the time you reach your 50s, you may have opened accounts with dozens of financial institutions. But if you’re like most people, you may not have closed nearly as many. When we begin the financial planning process for our clients and …
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