401(k) Advisory Services

Our Approach

We Work Hard So You Don’t Have To

We’re a 3(21) fiduciary—what we call the “Help Me Do It” fiduciary. We make informed recommendations to 401(k) plan sponsors or trustees, and they work with you to build your plan without Adviser necessarily taking control or managing assets. We’re also a 3(38) fiduciary—what we call the “Do It for Me” fiduciary. In this capacity, we can take on full responsibility for the execution of investment decisions, and our investment professionals maintain discretionary control over assets and investments in your plan. This mitigates the risk to your company with respect to potential due diligence and monitoring investment options and asset allocation.

Your Concerns Are as Important as Your Returns

The cornerstone of our investment philosophy is managing risk, and our diversified, risk-aware approach has been tested through bull and bear markets. Plan sponsors can construct a quality plan of select investments geared toward a wide range of goals. We will provide your plan with a diverse set of investment options for every employee demographic.

Expenses Always Matter

Managing expenses is one of the best means of achieving long-term investment success and keeping more money in a portfolio. We are sensitive to the stated and hidden costs of the funds we consider for the 401(k) plans we advise and manage. We aim to keep costs low by seeking out index options to serve as the building blocks of low-cost, diversified portfolios.

As a fee-based registered investment advisor, we have no investment banking relationships, do not sell proprietary products and are not compensated through trading activity. We offer independent research and analysis and do not receive compensation from third parties. We look forward to talking with you!

All investing is subject to risk of loss. There is no guarantee that a recommended investment will be profitable. Past performance is not indicative of future returns.