What could be better for your business than having a tax-deferred retirement savings plan in place for employees? Having one that is professionally managed.
Adviser has years of experience providing professional advisory management to 401(k) plans. Our services include:
We’re a 3(21) fiduciary—what we call the “Help Me Do It” fiduciary. We make informed recommendations to 401(k) plan sponsors or trustees, and they work with you to build your plan without Adviser necessarily taking control or managing assets. We’re also a 3(38) fiduciary—what we call the “Do It for Me” fiduciary. In this capacity, we can take on full responsibility for the execution of investment decisions, and our investment professionals maintain discretionary control over assets and investments in your plan. This mitigates the risk to your company with respect to potential due diligence and monitoring investment options and asset allocation.
The cornerstone of our investment philosophy is managing risk, and our diversified, risk-aware approach has been tested through bull and bear markets. Plan sponsors can construct a quality plan of select investments geared toward a wide range of goals. We will provide your plan with a diverse set of investment options for every employee demographic.
Managing expenses is one of the best means of achieving long-term investment success and keeping more money in a portfolio. We are sensitive to the stated and hidden costs of the funds we consider for the 401(k) plans we advise and manage. We aim to keep costs low by seeking out index options to serve as the building blocks of low-cost, diversified portfolios.
As a fee-based registered investment advisor, we have no investment banking relationships, do not sell proprietary products and are not compensated through trading activity. We offer independent research and analysis and do not receive compensation from third parties. We look forward to talking with you!
All investing is subject to risk of loss. There is no guarantee that a recommended investment will be profitable. Past performance is not indicative of future returns.
Our first—and most important—step is getting to know you. Your personal relationship team will work with you to develop a full understanding of your financial needs and goals—as well as your passions, values and aspirations.