What could be better for your business than having a tax-deferred retirement savings plan in place for employees? Having one that is professionally managed.
Adviser Investments has years of experience providing professional advisory management to 401(k) plans. Our services include: A thorough evaluation to examine your existing plan to determine if better investment options are available; creation and management of diversified portfolios for a range of investment objectives and risk profiles; and ongoing education and advice for individual participants to help them formulate an investment strategy and integrate their retirement assets into a comprehensive wealth-management plan.
As a 3(21) fiduciary—what we call the “Help Me Do It” fiduciary—we make informed recommendations to 401(k) plan sponsors or trustees to work with you to build and advise on your plan without necessarily taking control or managing assets. Alternately, as a 3(38) fiduciary—what we call the “Do It For Me” fiduciary—we can take on full responsibility for the execution of investment decisions. In this capacity, our investment professionals maintain discretionary control over assets and investments in your plan. This mitigates the risk to your company with respect to potential due diligence and monitoring investment options and asset allocation.
The cornerstone of our investment approach is managing risk. Our diversified, risk-aware approach has been tested through bull and bear markets. Plan sponsors are able to construct a quality plan of select mutual funds and actively managed portfolios geared toward a wide range of investment goals. We will provide your plan with a diverse set of investment options for every employee demographic.
When you buy a mutual fund, what you are really buying is the manager. We carefully identify fund managers who have demonstrated their ability to add value to investors’ stock and bond portfolios on a risk-adjusted basis. While we have particular expertise in the Vanguard and Fidelity family of funds, we don’t limit ourselves to any particular fund families in our search for talented managers.
As a fee-based Registered Investment Adviser, we have no investment banking relationships, do not sell proprietary products and are not compensated through trading activity. We offer independent research and analysis and do not receive compensation from third parties. We look forward to talking with you!
Our first—and most important—step is getting to know you. Your personal relationship team will work with you to develop a full understanding of your financial needs and goals—as well as your passions, values and aspirations.
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