Investing for Life
Crisp autumn mornings serve as a reminder that now is the time to begin preparing financially for 2022. Last week, we looked at the tax hikes that could be in next year’s mix. Today, we’ll build on that and identify five strategies to set you and your family up …
Read More keyboard_arrow_rightThis week’s reader question: What’s the upshot of the Biden administration’s tax proposals, and what should we be most concerned about going forward? Andrew Busa, Manager of Financial Planning and Patrick Carlson, Vice President of Wealth Services had this to say: The Biden administration maintains that …
Read More keyboard_arrow_rightStock options have become a larger part of white-collar workers’ overall compensation in recent years—but how companies grant equity can have broad implications for their employees. And maximizing your profits can be tricky. We’ve touched on the basics of employment-based stock options in the past. There are several different …
Read More keyboard_arrow_rightCredit card fraud is one of the most common types of identity theft. And while a credit freeze is one of the best preventive measures you can take, it may not always be necessary. What is a credit freeze and how does it work? Read on. A credit freeze …
Read More keyboard_arrow_rightMajor life events can provide the impetus to create or revise your financial plan—and few events are bigger than welcoming a new child. Here are five action items to consider, whether you are a new parent, expecting or simply playing catch-up with your planning:
A Straightforward Guide to Preparing and Settling an Estate
Say goodbye to canned tuna and ramen noodles and hello to the appearance of a gray hair or three: As you enter your 30s, your near-term responsibilities and long-term obligations expand. Starting a family, contemplating homeownership and earning enough money to consider investing all come with the territory. As …
Read More keyboard_arrow_rightIs youth really wasted on the young? Not necessarily. Our 20s are a time of opportunity—advancing our education, starting a career, carving out a place in the world and perhaps finding someone to share it with. Far from wasted, our youth is when many of us establish the financial routines that form …
Read More keyboard_arrow_rightAt Adviser Investments, we’re big fans of Roth IRAs. Who doesn’t love tax-free growth? Roth IRAs come with limitations on who can contribute—and how much they can contribute—based on annual income. However, one fairly common strategy to get around those limitations is the “backdoor” Roth conversion—you roll (or transfer) …
Read More keyboard_arrow_rightThis week’s reader question is about the child tax credit for 2021: What should I know about eligibility and financial planning implications for the new child tax credit? Andrew Busa, Manager of Financial Planning, had this to say: The American Rescue Plan made significant updates to the child tax credit for …
Read More keyboard_arrow_right“Should I rent or should I buy?” With home prices across the country hovering at historic highs and rents spiking as we come out of the pandemic, this question is more complex than ever. Whether you are thinking about trading up from a starter home, looking for a vacation property or downsizing …
Read More keyboard_arrow_rightCommon Misconceptions About Buybacks and How They Impact Your Portfolio
Passing on wealth to heirs is one of the primary objectives of most financial plans, and there has never been a more favorable time to do so. Under current law, you can leave up to $11.7 million ($23.4 million for couples) in cash, securities or other assets to your heirs without incurring …
Read More keyboard_arrow_rightAs an Adviser Investments client, you’re accustomed to taking the long view when it comes to financial planning. That’s a smart move given that medical advances mean we’re living longer than previous generations. Even though a recent report suggested life expectancies have actually fallen by 18 months, the facts are still sobering: …
Read More keyboard_arrow_right
Adviser Investments' logo is a registered trademark of Adviser Investments, LLC.