As an Adviser Investments client, you’re accustomed to taking the long view when it comes to financial planning. That’s a smart move given that medical advances mean we’re living longer than previous generations. Even though a recent report suggested life expectancies have actually fallen by 18 months, the facts are still sobering: …Read More keyboard_arrow_right
To err is human. Research in behavioral economics has shown that investors are just like other people—well-intentioned but fallible. Even experienced investors can make costly mistakes with their money. Here are four everyday behaviors that can lead to a financial faux pas—and how to avoid them.
This week’s reader question is about financial planning priorities: What are the most pressing financial planning themes we need to be thinking about coming out of the pandemic? Diana Linn, Account Manager and Financial Planner, had this to say: I often joke that it’s my job as a financial planner to …Read More keyboard_arrow_right
Roth IRAs are a powerful and popular retirement savings vehicle—but should you trade in your traditional IRA for one? The answer comes down to taxes. Money placed in a Roth IRA can grow tax-free and be withdrawn tax-free in retirement. Whereas, contributions to a traditional IRA also grow tax-free, but you pay …Read More keyboard_arrow_right
Reverse mortgages garner quite a bit of attention from the media—much of it negative. But that’s not the whole story. We’re going to separate the myths from the facts. First, let’s define our terms: A reverse mortgage is a loan that allows you to access a portion of the equity in your …Read More keyboard_arrow_right
Stock Buybacks: Public Enemy Number One?
Common Misconceptions About Buybacks and How They Impact Your Portfolio
As many of us begin to turn travel daydreams into reality this summer and fall, some of you may be wondering what it would take to turn your favorite mountain, beach or lake home into a permanent family retreat. Of course, buying a second property could have a major impact on your …Read More keyboard_arrow_right
What separates successful investors from the rest of the pack? Knowing how to anticipate and manage risk. It’s a skill that’s even more important when it comes to securing your family’s future. That’s why life insurance is a cornerstone of many financial plans. Here’s a quick read on how to determine how …Read More keyboard_arrow_right
Is college on the horizon for your kids or grandkids? Then you need to know about some important updates to the Free Application for Federal Student Aid (FAFSA). If this is a new acronym for you, FAFSA is the main form you’ll use to apply for student financial aid. The recent revisions were …Read More keyboard_arrow_right
Trusts can be a great tool to protect your assets and transfer wealth to family members and charitable causes. But the efficacy of a trust depends largely on how well it’s managed. For a revocable or living trust (where assets remain in your control and terms can be altered), …Read More keyboard_arrow_right
Social Security's Role in Your Retirement
This week’s reader question is about future tax hikes: What does the Biden tax plan mean for investors? Should I be making changes to my financial plan or portfolio at this point? Vice President of Wealth Services Patrick Carlson had this to say... The first thing to remember is that all the …Read More keyboard_arrow_right
May 29 is here (almost) and we thought we’d take the opportunity to discuss some of the benefits of the other 5/29—529 educational savings accounts. 529 plans are tax-advantaged investment accounts designed to help you save for tuition and expenses related to private K–12 and higher education. Anyone can open a 529 …Read More keyboard_arrow_right