Retirement Spending Made Simple June 29, 2023 Financial Planning Andrew Busa, Retirement, Retirement Savings, Retirement Spending When it comes to retirement, it’s not just about tapping your savings, it’s about the order in which you do it.Read Morekeyboard_arrow_right
Tapping Into Retirement Funds December 5, 2022 Financial Planning IRAs, Retirement, savings Thinking about starting your retirement journey? Manager of Financial Planning Andrew Busa is here to give you a step-by-step guide on which sources of funding you should draw upon—first to last—for your retirement income needs. If you have questions for Andrew or the Adviser team, please send them to Watch Nowkeyboard_arrow_right
The IRS, RMDs and IRAs—Here’s the Latest October 17, 2022 Estate Planning Andrew Busa, IRAs, Retirement The IRS recently released guidance indicating it will delay penalizing taxpayers for failing to take distributions in 2021 and 2022.Read Morekeyboard_arrow_right
Expectations vs. Reality in Retirement September 19, 2022 Financial Planning Andrew Busa, Retirement, Retirement Savings You may have seen the telling survey featured in The Wall Street Journal earlier this week in a lengthy article titled “How Much Can You Spend in Retirement?” The author discusses six key concepts for retirees to ponder when considering their spending in retirement: Health status Retirement timing … Read Morekeyboard_arrow_right
Beating Inflation in Retirement March 21, 2022 Financial Planning Andrew Busa, inflation, Retirement, Weekly Question This week’s reader question: How can I build inflation into my retirement budget? Andrew Busa, Manager of Financial Planning, had this to say: Fortune may favor the brave, as they say, but we also believe it disproportionately rewards the prepared. So it goes with managing … Read Morekeyboard_arrow_right
Should I Take My RMDs Early This Year? February 4, 2022 Retirement Kari Wolfson, Retirement, RMDs Investors in retirement know that they have to withdraw a certain amount from tax-deferred retirement accounts every year. When is the best time to do so—as soon as the calendar flips to a new year or waiting until December? Vice President Kari Wolfson shared her advice on taking RMDs in our recent … Listen Nowkeyboard_arrow_right
How Does Diversification Differ in Retirement? February 1, 2022 Economy and the Markets Asset location, Kari Wolfson, Retirement It’s a question we hear all the time: How should diversification differ between retirement accounts and non-retirement accounts? And how should your investment approach change once you retire? Vice President Kari Wolfson weighed in during our recent webinar, Diversification Is Dead…and Other Modern Myths.* Please enjoy the excerpt below and Listen Nowkeyboard_arrow_right Is the 4% Retirement Spending Rule Obsolete? December 13, 2021 Financial Planning 4% Rule, Andrew Busa, Retirement, Retirement Spending This week’s reader question is about retirement spending: Is the classic 4% rule still valid and how should I factor inflation into my retirement spending budget? Maybe, and yes. This ubiquitous retirement spending maxim, the “4% rule,” came into vogue in the 1990s. The financial planner who created it, William Bengen, examined historical … Read Morekeyboard_arrow_right The ABCs of Medicare October 15, 2021 Health Care medicare, Retirement All of the talk of inflation this week came with one bright side for retirees: Social Security benefits, tied to inflation, will increase 5.9% next year—the biggest bump in 39 years. Where might that extra income be spent? Health care is one option. We recently wrote about Medicare’s Annual … Read Morekeyboard_arrow_right Is Social Security Heading Toward Insolvency? September 20, 2021 Retirement financial planning, Retirement, social security, Weekly Question This week’s reader question: Is Social Security Heading Toward Insolvency? You heard right. As part of its annual report on the financial health of Social Security and Medicare, the Social Security Board of Trustees said last week that Social Security would be insolvent one year sooner than previously projected. The increased … Read Morekeyboard_arrow_right Special Report Fidelity vs. Vanguard Which is right for you? Find Out Categories Adviser Fund Update College Savings Investing Retirement Subscribe & Follow The Adviser You Can Talk To Podcast Subscribe Listen Investment insights. Right in your inbox. Subscribe
Is the 4% Retirement Spending Rule Obsolete? December 13, 2021 Financial Planning 4% Rule, Andrew Busa, Retirement, Retirement Spending This week’s reader question is about retirement spending: Is the classic 4% rule still valid and how should I factor inflation into my retirement spending budget? Maybe, and yes. This ubiquitous retirement spending maxim, the “4% rule,” came into vogue in the 1990s. The financial planner who created it, William Bengen, examined historical … Read Morekeyboard_arrow_right
The ABCs of Medicare October 15, 2021 Health Care medicare, Retirement All of the talk of inflation this week came with one bright side for retirees: Social Security benefits, tied to inflation, will increase 5.9% next year—the biggest bump in 39 years. Where might that extra income be spent? Health care is one option. We recently wrote about Medicare’s Annual … Read Morekeyboard_arrow_right
Is Social Security Heading Toward Insolvency? September 20, 2021 Retirement financial planning, Retirement, social security, Weekly Question This week’s reader question: Is Social Security Heading Toward Insolvency? You heard right. As part of its annual report on the financial health of Social Security and Medicare, the Social Security Board of Trustees said last week that Social Security would be insolvent one year sooner than previously projected. The increased … Read Morekeyboard_arrow_right