A Banner Year for Annuities July 11, 2022 Financial Planning Andrew Busa, annuities, financial planning, insurance Do you hear that? It’s the sound of annuity salespeople everywhere cashing their bonus checks. Projected annuity sales for 2022 are in the neighborhood of $280 billion. That will surpass the previous all-time high of $265 billion set in 2008. Annuities sales increase when the market is unsettled and interest rates are rising. But are all … Read Morekeyboard_arrow_right
A Long-Term Care Insurance Checkup July 5, 2022 Financial Planning financial planning, insurance, long-term care insurance You buy insurance to protect against big, expensive misfortunes. For example, it’s common to buy homeowners insurance so you won’t be wiped out and left without a roof over your head should disaster strike. Fortunately, many of us will never actually need to tap our home insurance. However, there is one big … Read Morekeyboard_arrow_right
Homeowners Coverage: What You Need to Know June 21, 2022 Financial Planning financial planning, homeownership, insurance It isn’t all doom and gloom out there. The summer is here and, along with it, some great weather. Now’s the time that homeowners begin to roll up their sleeves and get on with home improvement projects. But before you put hammer to (or through) drywall, we’d like to suggest reviewing your … Read Morekeyboard_arrow_right
Planning for Long-Term Care February 7, 2022 Health Care financial planning, insurance, Long-Term Care, Vanessa Carter-Witt This week’s reader question is about long-term care insurance: The cost of long-term care continues to rise—is it worthwhile to maintain this type of insurance? What are my options? Senior Financial Planner Vanessa Carter-Witt, CLTC®, had this to say: Many people consider letting their long-term care policy lapse or … Read Morekeyboard_arrow_right
Life Insurance Made Simple June 18, 2021 Financial Planning financial planning, insurance, life insurance What separates successful investors from the rest of the pack? Knowing how to anticipate and manage risk. It’s a skill that’s even more important when it comes to securing your family’s future. That’s why life insurance is a cornerstone of many financial plans. Here’s a quick read on how to determine how … Read Morekeyboard_arrow_right
Is Your Umbrella Open? January 29, 2021 Financial Planning financial planning, insurance, umbrella insurance When unexpected storm clouds roll into your life, you don’t want to be caught without an umbrella. Insurance plays a critical role in protecting you from getting drenched—and for a truly robust wealth plan, it’s important to have more than bare-minimum coverage. That’s why our financial planning consultations always include a discussion … Read Morekeyboard_arrow_right
Long-Term-Care Insurance June 12, 2020 Financial Planning financial planning, insurance, long-term care insurance As an Adviser Investments client, you’re accustomed to taking the long view when it comes to investments. And it’s a good thing, too—medical advances mean we’re living longer than previous generations. With life expectancy of older Americans on the rise, so too is the potential need for long-term care (LTC) and a … Read Morekeyboard_arrow_right
Life Insurance Made Simple June 5, 2020 Financial Planning financial planning, insurance, life insurance What separates successful investors from the rest of the pack? Knowing how to anticipate and manage risk. It’s a skill that’s even more important when it comes to securing your family’s future. That’s why life insurance can be a cornerstone of any financial plan. Here’s a quick read on how to determine … Read Morekeyboard_arrow_right
5 Long-Term Care Factors You Need to Consider June 24, 2019 Investing for Life health care, insurance Here at Adviser Investments, we’re accustomed to taking the long view when it comes to investments. And it’s a good thing, too—medical advances mean we’re living longer than previous generations. As the life expectancy of older Americans increases, so does the potential need for long-term care (LTC). The facts are somewhat … Read Morekeyboard_arrow_right
Is ‘Guaranteed Lifetime Income’ Good for Investors? June 13, 2019 Adviser Fund Update 401(k), annuities, insurance, IRAs, RMDs, SECURE act House Bill’s ‘Guaranteed Lifetime Income’ Good for Investors or Just Good Politics? For all the talk of political gridlock in the nation’s capital, the House of Representatives has passed a bill meant to benefit investors. Could it make things better for savers like you? Let’s take a look. On May 23, the … Read Morekeyboard_arrow_right