Get Back to Basics With a Healthy Budget Let’s be realistic: If you want to see someone’s eyes glaze over, just mention the word “budget.” But a good budget, like a good diet, helps maintain the healthy habits that lead to a lifetime of responsible spending and retirement-building saving. Not everyone needs a budget. But you may find one helpful if you: Often have less money in your account at the end of the month than anticipated Are using credit cards or other forms of debt to finance expenses Have income and expenses that vary a lot month to month Want to save toward a clearly defined financial goal With the knowledge of what’s coming in and going out every month, it’s much easier to create a more complete financial plan. Click the button on this page to receive this free, no-obligation resource today!