Article Retirement Spending Made Simple By Andrew Busa — October 10, 2022 When it comes to retirement, it’s not just about tapping your savings, it’s about the order in which you do it.Read Morekeyboard_arrow_right
Article Expectations vs. Reality in Retirement By Andrew Busa — September 19, 2022 You may have seen the telling survey featured in The Wall Street Journal earlier this week in a lengthy article titled “How Much Can You Spend in Retirement?” The author discusses six key concepts for retirees to ponder when considering their spending in retirement: Health status Retirement timing … Read Morekeyboard_arrow_right
Guide Special Report 10 Need-to-Know RMD Facts August 4, 2022 If you have tax-deferred accounts, once you’ve reached the age of 73, you are required to withdraw a minimum percentage by December 31 each year. Failing to do so can come with major penalties and tax implications. Don’t be caught unaware: Read our list of 10 Need-to-Know RMD Facts. Read Morekeyboard_arrow_right
Article Roth Conversion Checklist July 25, 2022 Roth IRAs are a smart option right now—but should you trade in your traditional IRA for one? The answer comes down to taxes. Money placed in a Roth IRA can grow tax-free and be withdrawn without a levy in retirement. By contrast, contributions to a traditional IRA also grow tax-free, but you … Read Morekeyboard_arrow_right
Guide Special Report Retirement Spending Solutions July 7, 2022 We hear from many clients who feel apprehensive when they start spending their retirement savings. It can feel unnatural after you’ve been focused on saving for decades. Or… maybe you can’t wait to spend! Either way, it’s critical that you make the transition from saving to spending using strategic retirement income withdrawal … Read Morekeyboard_arrow_right
Article RMDs and the 10-Year Rule: An IRS Curveball By Andrew Busa — June 13, 2022 This week’s reader question: Can you shed some light on the IRS’ confusing new rule for IRA inheritance? You’re not the only one caught looking after the IRS threw its latest curveball. Their recent guidance was a surprise, and we’ve seen conflicting interpretations in the news and on social media. … Read Morekeyboard_arrow_right
Article Get Ready to Retire: 5 Steps June 13, 2022 Retirement is a major milestone and we’re here to help you prepare financially and emotionally. Our top-five list of things to address before you retire will make it even more manageable. Make the most of your Social Security benefits: Social Security is the number one topic pre-retirees ask us about. An essential first step to … Read Morekeyboard_arrow_right
Article Beating Inflation in Retirement March 21, 2022 This week’s reader question: How can I build inflation into my retirement budget? Andrew Busa, Manager of Financial Planning, had this to say: Fortune may favor the brave, as they say, but we also believe it disproportionately rewards the prepared. So it goes with managing … Read Morekeyboard_arrow_right
Audio Should I Take My RMDs Early This Year? February 4, 2022 Investors in retirement know that they have to withdraw a certain amount from tax-deferred retirement accounts every year. When is the best time to do so—as soon as the calendar flips to a new year or waiting until December? Vice President Kari Wolfson shared her advice on taking RMDs in our recent … Listen Nowkeyboard_arrow_right
Article Reverse Mortgages—Myths Versus Reality July 2, 2021 Reverse mortgages garner quite a bit of attention from the media—much of it negative. But that’s not the whole story. We’re going to separate the myths from the facts. First, let’s define our terms: A reverse mortgage is a loan that allows you to access a portion of the equity in your … Read Morekeyboard_arrow_right