Article Financial Planning in Your 50s April 13, 2023 Raising a family and building your career are enough to keep most people plenty busy—so much so that many don’t take financial planning seriously until their 50s, when they first see their retirement horizon approaching. If you are in your 50s, here are five tips to make sure that you’re preparing properly … Read Morekeyboard_arrow_right
Podcast Retirement Spending Rules of the Road By Andrew Busa, Diana Linn — February 23, 2022 When it comes to retirement planning, there is no shortage of tips, tricks and “top 5” lists meant to help you decide whether you’re ready. But which ones have a grain of truth and which can you safely ignore? In this episode, Andrew Busa and Diana Linn talk through popular retirement planning … Listen Nowkeyboard_arrow_right
Article Early Retirement Playbook February 18, 2022 The surge in early retirement during the COVID-19 pandemic (also known as the great resignation) has become a bona fide megatrend. If you are part of that trend or just thinking about retiring in the near future, here are four ways to make the transition feasible as well as fun: Get a … Read Morekeyboard_arrow_right
Guide Special Report Why Convert From a Traditional IRA to a Roth IRA? February 12, 2022 It's One of the Smartest Tax Moves You Can Make The Roth IRA may be the best retirement savings vehicle available to the American investor today. Whether you are young or old, a white-collar worker or a business owner, this type of account is a fantastic investment choice. Special features like … Read Morekeyboard_arrow_right
Article Planning for Long-Term Care By Vanessa Carter-Witt — February 7, 2022 This week’s reader question is about long-term care insurance: The cost of long-term care continues to rise—is it worthwhile to maintain this type of insurance? What are my options? Senior Financial Planner Vanessa Carter-Witt, CLTC®, had this to say: Many people consider letting their long-term care policy lapse or … Read Morekeyboard_arrow_right
Audio Should I Take My RMDs Early This Year? February 4, 2022 Investors in retirement know that they have to withdraw a certain amount from tax-deferred retirement accounts every year. When is the best time to do so—as soon as the calendar flips to a new year or waiting until December? Vice President Kari Wolfson shared her advice on taking RMDs in our recent … Listen Nowkeyboard_arrow_right
Article Is the 4% Retirement Spending Rule Obsolete? By Andrew Busa — December 13, 2021 This week’s reader question is about retirement spending: Is the classic 4% rule still valid and how should I factor inflation into my retirement spending budget? Maybe, and yes. This ubiquitous retirement spending maxim, the “4% rule,” came into vogue in the 1990s. The financial planner who created it, William Bengen, examined historical … Read Morekeyboard_arrow_right
Video Backdoor Roths on the Chopping Block November 26, 2021 The “backdoor Roth” may be in peril—but there’s still time for you to take advantage of this important retirement savings strategy. Andrew Busa, manager of financial planning, discusses why backdoor Roth conversions can be so crucial to your financial plan, and what it would mean if the Biden administration’s … Watch Nowkeyboard_arrow_right
Article Social Security FAQs November 19, 2021 Social Security is a complex topic. While you may understand the basics (like when to file and what family benefits you’re entitled to), you might still wonder how to claim benefits, manage taxes associated with Social Security and more. At Adviser Investments, we field Social Security … Read Morekeyboard_arrow_right
Article Social Security’s Family Benefits November 12, 2021 You don’t have to be retired to receive Social Security. You read that right. In certain cases, qualified family members and dependents can receive benefits. Let’s look at some of those cases and consider how they may factor into your financial plan. Benefits for Spouses If you are (or were) married, you … Read Morekeyboard_arrow_right