Investing for Life
At Adviser Investments, we’re big fans of Roth IRAs. Who doesn’t love tax-free growth? Roth IRAs come with limitations on who can contribute—and how much they can contribute—based on annual income. However, one fairly common strategy to get around those limitations is the “backdoor” Roth conversion—you roll (or transfer) …
Read More keyboard_arrow_rightRoth IRAs are a powerful and popular retirement savings vehicle—but should you trade in your traditional IRA for one? The answer comes down to taxes. Money placed in a Roth IRA can grow tax-free and be withdrawn tax-free in retirement. Whereas, contributions to a traditional IRA also grow tax-free, but you pay …
Read More keyboard_arrow_rightTurning 50 is momentous for so many reasons—including the extra boost you can provide to your retirement savings. We touched on this in Part One of our three-part series on financial planning in your 50s (and here’s Part Two on streamlining), but we think catch-up contributions are worthy …
Read More keyboard_arrow_rightRoth IRAs are a powerful retirement-savings vehicle, but should you trade in your traditional IRA for one? The answer comes down to taxes. Roth IRAs are popular because your money not only grows tax-free but can also be withdrawn during retirement without paying taxes—whereas money in a traditional IRA grows tax-free but …
Read More keyboard_arrow_rightFor many retirees, this may be the best news yet out of the current economic and market dislocations. Congress has passed a bill that says you don’t have to take required minimum distributions (RMDs) in 2020. In the $2-trillion CARES Act, Congress waived the RMDs that retirees typically must withdraw from their …
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A Straightforward Guide to Preparing and Settling an Estate
On March 27, the federal government passed the Coronavirus Aid, Relief and Economic Security (CARES) Act. It is intended to dull the economic blow that this virus has and will continue to dole out to families and the nation. Here are some relevant provisions of the CARES Act to know about, along …
Read More keyboard_arrow_rightIn the flurry of holiday merry-making, you may well have missed some important news for your retirement savings: Late last month, Congress passed the SECURE Act, which includes some significant new rules affecting how we all save and plan for retirement. Here are five of the biggest changes that may impact …
Read More keyboard_arrow_rightRoth IRAs are a powerful retirement savings vehicle—but should you trade in your traditional IRA for one? The answer comes down to taxes. What makes them so popular is that money placed in a Roth IRA can grow tax-free and then be withdrawn tax-free in retirement. Money you contribute to a …
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