Dividend Income - Adviser Investments

Investment Strategies

Dividend Income

Overview

Dividend Income is an actively managed, concentrated portfolio of U.S. stocks that seeks to provide long-term capital appreciation and consistently growing income by investing in high-quality large-cap companies. Under portfolio managers Charlie Toole and Steve Johnson, the strategy’s objective is to invest in dividend-paying equities trading at reasonable valuations, as well as stocks of companies that demonstrate an ability to grow earnings and dividends along with excess free cash flow.

Investing for Growth and Income

Stocks of companies that regularly and reliably increase their payouts to shareholders—dividend-growth stocks—can create wealth and provide portfolio stability. Because dividends matter.

Inflation Protection

Not only do dividend growers pay out a steady stream of income—they typically grow that stream of dividends faster than inflation.

Truly Personalized Wealth Management

Our Team

Charlie Toole, Vice President, Portfolio Manager

Charlie is portfolio manager for Adviser Investments’ dividend-growth strategies, and he serves as a member of the firm’s Senior Investment Committee. He joined Adviser Investments in 2017 upon its acquisition of Braver Wealth Management. An engineer by training, Charlie has more than a decade of investment experience. Prior to joining Braver in 2006, he held positions with Boston Engineering Corporation and Parametric Technology Corp. as a consultant to technology and manufacturing firms. Charlie holds a B.S. in mechanical engineering from Worcester Polytechnic Institute and an M.S. in mechanical engineering from Northeastern University. He earned his Chartered Financial Analyst (CFA) designation in 2008 and his CERTIFIED FINANCIAL PLANNER™ (CFP®) designation in 2011. He is a member of the CFA Institute and the CFA Society Boston.

Stephen Johnson, Vice President, Portfolio Manager

Steve is portfolio manager for Adviser Investments’ dividend-growth strategies. He joined Adviser Investments in 2017 upon its acquisition of Braver Wealth Management. Steve started his investment career with Morgan Stanley Dean Witter and spent 14 years at Charles Schwab overseeing individual clients’ planning, portfolio design and allocation strategies. Steve holds a B.A. from the University of Vermont and is a magna cum laude graduate of the University of Maine School of Law. Admitted to the Massachusetts Bar, he spent a year with Bowditch & Dewey before realizing that his financial cases were the most interesting, precipitating his career change. He earned his CERTIFIED FINANCIAL PLANNER™ (CFP®) designation in 2012 and his Certified Private Wealth Advisor® (CPWA®) credential in 2014.

Our Strategy

Bet on Battleship Balance Sheets

The size advantage and financial stability of large-cap dividend-growth stocks allow them to successfully navigate difficult market and economic environments.

Conviction in Our Best Ideas

Our Dividend Income portfolio is concentrated and typically holds just 30 to 40 stocks, all of which fit our criteria of being high quality, attractively priced and able to reliably increase their dividends.

Capital Appreciation With Less Risk

Dividend-growth stocks have historically delivered competitive returns with less risk than the overall stock market through full market cycles.

Experience Counts

Since 2010, we’ve taken a consistent, risk-conscious approach to managing this portfolio of dividend growers.

Comprehensive Wealth Management

The Dividend Income strategy is offered as part of a comprehensive approach to wealth management. Learn more about working with Adviser Investments.


Providing Income While Protecting Principal

Our managed bond program can help you:

Balanced Option

We offer a “balanced” version of this strategy, featuring 60% dividend-growth stocks and 40% bonds.

ESG Version

The socially conscious version of this portfolio follows an environmental, social and corporate governance (ESG) investment approach.

Greater Tax Efficiency

Income from dividends is taxed at a lower rate than fixed-income interest payments.

Our Clients

Dividend Income is designed for investors who prefer to own individual stocks or are seeking a consistent stream of income. The steady nature of dividend-growth stocks makes them a reliable strategy for a sizable portion of an investor’s complete portfolio. When stock markets fall, the financial strength that enables quality dividend-growing companies to continue to pay and boost their payouts can help bolster their stock prices. We also offer a balanced version of this portfolio and a socially conscious version for investors who wish to follow an environmental, social and corporate governance (ESG) investment approach.

Your Next Step

The first step in the Adviser Investments process is to start a conversation. We look forward to learning more about you, your financial and tax goals and how we can help you reach them.


Additional Investment Strategies

ETFs and Mutual Funds

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Managed Bonds

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Tactical Investing

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American Ingenuity

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All investments are subject to risk of loss. There is no guarantee that investment objectives will be achieved. Past performance is not an indication of future returns. Our statements and opinions are subject to change without notice and should be considered only as part of a diversified portfolio. Strategy inception is January 2010.

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