Adviser Investments’ Chief Investment Officer Jim Lowell has the market analysis for Monday, October 15. Reversing some of yesterday’s gains, major U.S. stockA financial instrument giving the holder a proportion of the ownership and earnings of a company. indexes declined today: The Dow Jones Industrial Average, S&P 500 and NASDAQ lost 0.4%, 0.6% and 0.9%, respectively. Meanwhile, iconic retailer Sears Holdings initiated its much-anticipated Chapter 11 bankruptcy, concurrently announcing the closure of an additional 142 underperforming locations. Fidelity Investments announced the launch of Fidelity Digital Asset Services, which will offer crypto-trading services to institutional and family office clients—but not retail investors.