Megan Higgins, manager at Adviser Investments, has the market analysis for Friday, October 5. All major U.S. stockA financial instrument giving the holder a proportion of the ownership and earnings of a company. indexes declined for the second consecutive day: The Dow Jones Industrial Average, S&P 500 and NASDAQ fell 0.7%, 0.6% and 1.2%, respectively. The Labor Department released September employment figures; 134,000 jobs were added to U.S. payrolls last month—the lowest monthly gain thus far in 2018 and 25% fewer than the estimated 185,000. On the upside, September’s 3.7% unemployment rate is the lowest since 1969, and wage growth has risen 2.8% year-over-year. Meanwhile, consumer credit increased by $20 billion in August, reflecting an annual growth rate of more than 6%.