Article Financial Planning in Your 60s: 5 Things to Do Before You Retire July 17, 2020 According to a recent survey, 64% of Americans are not prepared for retirement. We don’t want you to be part of that statistic. Retirement is a major life milestone, and it requires not only financial readiness but emotional preparedness, as well. Complete the five steps below to retire with confidence: Plan for … Read Morekeyboard_arrow_right
Podcast What Freelancers Need to Know By Andrew Busa, JonPaul McBride — July 15, 2020 More than a third of American workers now have a freelance gig—including many former retirees. In this episode of The Adviser You Can Talk To Podcast, Andrew Busa and JonPaul McBride cover some important need-to-knows for anyone considering taking on freelance work, including: Using freelance income to supercharge retirement savings Tax … Listen Nowkeyboard_arrow_right
Article IRS Extends 2020 RMD Relief Waivers July 10, 2020 Two weeks ago, we briefly discussed the IRS notice that offered relief to anyone who took a required minimum distribution (RMD) early in 2020—extending and expanding on a CARES Act waiver that gave people additional time to return that money to retirement accounts, penalty-free. Here’s a little more detail on the key … Read Morekeyboard_arrow_right
Article Freelancing June 26, 2020 In 2019, 57 million Americans worked a full- or part-time freelance job, a number that was trending upward even before the millions of layoffs caused by measures to curb the pandemic’s spread. So how do you start working for yourself in a way that sets you up for success? If you’re considering … Read Morekeyboard_arrow_right
Article Student Loan Forgiveness June 19, 2020 Skyrocketing college costs have left many graduates paying off loans for decades—but there may be a light at the end of the debt tunnel courtesy of the federal Public Service Loan Forgiveness program (PSLF). The program is aimed at helping college graduates who choose careers in public service (defined below). If such … Read Morekeyboard_arrow_right
Article Long-Term-Care Insurance June 12, 2020 As an Adviser Investments client, you’re accustomed to taking the long view when it comes to investments. And it’s a good thing, too—medical advances mean we’re living longer than previous generations. With life expectancy of older Americans on the rise, so too is the potential need for long-term care (LTC) and a … Read Morekeyboard_arrow_right
Article Life Insurance Made Simple June 5, 2020 What separates successful investors from the rest of the pack? Knowing how to anticipate and manage risk. It’s a skill that’s even more important when it comes to securing your family’s future. That’s why life insurance can be a cornerstone of any financial plan. Here’s a quick read on how to determine … Read Morekeyboard_arrow_right
Article Tax Benefits to Pandemic-Related Giving May 22, 2020 Many of us are searching for ways, even small ones, to help those on the front lines of the crisis. What you may not know is that the federal government—as part of the multi-trillion-dollar virus relief bill, the CARES Act—tweaked certain rules to encourage giving to COVID-19-related causes and non-profits impacted by … Read Morekeyboard_arrow_right
Article A Word From Chairman Dan Wiener on Advisers and Payroll Relief Loans May 22, 2020 The federal government is attempting to help small businesses impacted by the pandemic by offering forgivable loans to help them cover employees’ paychecks. But we think that some registered investment advisers are taking undue advantage of the program. At Adviser Investments we decided we couldn’t, in good conscience, be among them. Though … Read Morekeyboard_arrow_right
Podcast Should the Pandemic Change Your Financial Plan? By Andrew Busa, Rick Winters — May 13, 2020 With the pandemic bringing profound changes to the way we all live and work, it’s natural to wonder if it should mean rethinking the way we invest, too. That’s certainly been something on the minds of the Adviser Investments financial planning team. This week on the The Adviser You Can Talk To … Listen Nowkeyboard_arrow_right