Article 4 ‘Human Errors’ Investors Can Avoid July 16, 2021 To err is human. Research in behavioral economics has shown that investors are just like other people—well-intentioned but fallible. Even experienced investors can make costly mistakes with their money. Here are four everyday behaviors that can lead to a financial faux pas—and how to avoid them. Buying based on limited information. Choosing … Read Morekeyboard_arrow_right
Article Financial Lessons From the Pandemic By Diana Linn — July 12, 2021 This week’s reader question is about financial planning priorities: What are the most pressing financial planning themes we need to be thinking about coming out of the pandemic? I often joke that it’s my job as a financial planner to poke holes in a client’s financial plan. I want to ensure … Read Morekeyboard_arrow_right
Article Reverse Mortgages—Myths Versus Reality July 2, 2021 Reverse mortgages garner quite a bit of attention from the media—much of it negative. But that’s not the whole story. We’re going to separate the myths from the facts. First, let’s define our terms: A reverse mortgage is a loan that allows you to access a portion of the equity in your … Read Morekeyboard_arrow_right
Article Life Insurance Made Simple June 18, 2021 What separates successful investors from the rest of the pack? Knowing how to anticipate and manage risk. It’s a skill that’s even more important when it comes to securing your family’s future. That’s why life insurance is a cornerstone of many financial plans. Here’s a quick read on how to determine how … Read Morekeyboard_arrow_right
Article New and Improved FAFSA Rules June 11, 2021 Is college on the horizon for your kids or grandkids? Then you need to know about some important updates to the Free Application for Federal Student Aid (FAFSA). If this is a new acronym for you, FAFSA is the main form you’ll use to apply for student financial aid. The recent revisions were … Read Morekeyboard_arrow_right
Article Are ETFs More Tax-Efficient? Not at Vanguard June 9, 2021 Are ETFs More Tax-Efficient? Not at Vanguard In April, we parsed every Vanguard and Fidelity fund and exchange-traded fund (ETF) to highlight the most (and least) tax-efficient among them. This week, we look at how ETFs and funds differ in how their tax status impacts your portfolio’s bottom … Read Morekeyboard_arrow_right
Podcast Biden Tax Hikes: What We Know Now By Andrew Busa, Patrick Carlson, Rick Winters — June 2, 2021 Death and taxes may be certain, but the form each takes is a lot less so. And when it comes to taxes, some forms are worse than others. In this episode, some of Adviser Investments’ wealth management experts decode what we know about the Biden administration’s proposed tax hikes and how painful … Listen Nowkeyboard_arrow_right
Article Getting Ready for Higher Taxes By Patrick Carlson — June 1, 2021 This week’s reader question is about future tax hikes: What does the Biden tax plan mean for investors? Should I be making changes to my financial plan or portfolio at this point? The first thing to remember is that all the tax hikes you’ve been hearing about—except those already passed in … Read Morekeyboard_arrow_right
Article Easing the Burden of Student Loans May 21, 2021 Student loan debt was a topic of debate during the 2020 presidential election, and the Biden administration has since signaled a willingness to explore it further during his first term in office. In the meantime, there may be a light at the end of the debt tunnel courtesy of the federal Public … Read Morekeyboard_arrow_right
Article Sell in May? No Way May 10, 2021 Please note: This update was prepared on Friday, May 7, 2021, before the market’s close. It’s tempting to say that everything’s coming up roses in May. And why not? Stocks have risen at a 40% annualized rate, while red-hot corporate earnings sparked a rally on Thursday that pushed the Dow Jones Industrial … Read Morekeyboard_arrow_right