Review Your 2021 Spending Plan - Adviser Investments

Review Your 2021 Spending Plan

January 15, 2021

With the new year comes new resolutions. While we think this is an opportune time to reassess your financial goals and aspirations, we also understand that the start of the calendar year creates a deluge of tasks, so we’ll keep our advice brief and to the point.

Are you planning any major expenses this year? A home renovation or purchasing a vacation house, the start of college tuition or planning for travel once the pandemic is under control? Are you concerned that your cash balance or income won’t meet your needs? (You can use our Budget Worksheet to help figure out where you stand.)

If your answer to any of these questions is “yes,” call your wealth management team to review your spending plan for 2021. Even if your answer is “no,” if you haven’t talked with your team recently, we encourage you to do so to either put a sound financial plan in motion or refine your existing one as needed.

After all, it pays to plan your spending and savings in advance. Take the time today to evaluate your cash reserves and expected income over the next year. If you think you may need to bridge a gap, we’re here to help you strategize.

Any topics you’d like us to address in a future FPF section? Please contact your team or write to us at We’d love to hear your suggestions.

About Adviser Investments

Adviser is a full-service wealth management firm, offering investment managementfinancial and tax planningmanaged individual bond portfolios, and 401(k) advisory services. We’ve been helping individuals, trusts, institutions and foundations since 1994. Adviser Investments and its subsidiaries have over 5,000 clients across the country and over $8 billion in assets under management. Our portfolios encompass actively managed funds, ETFs, socially responsible investments and tactical asset allocation strategies, and we’re experts on Fidelity and Vanguard mutual funds. We take pride in being The Adviser You Can Talk To. To see a full list of our awards and recognitions, click here, and for more information, please visit or call 800-492-6868.

This material is distributed for informational purposes only. The investment ideas and opinions contained herein should not be viewed as recommendations or personal investment advice or considered an offer to buy or sell specific securities. Data and statistics contained in this report are obtained from what we believe to be reliable sources; however, their accuracy, completeness or reliability cannot be guaranteed.

Our statements and opinions are subject to change without notice and should be considered only as part of a diversified portfolio. You may request a free copy of the firm’s Form ADV Part 2, which describes, among other items, risk factors, strategies, affiliations, services offered and fees charged.

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