Planning in Your 50s: Catch-Up Contributions

Turning 50 is momentous for so many reasons—including the extra boost you can provide to your retirement savings. We touched on this in Part One of our three-part series on financial planning in your 50s (and here’s Part Two on streamlining), but we think catch-up contributions are worthy …

Financial Planning in Your 50s

Raising a family and building your career is enough to keep most people plenty busy—so much so that many don’t take financial planning seriously until their 50s, when they first see their retirement horizon approaching. If you are in your 50s, here are five tips to make sure that you’re preparing properly …

3 Savvy Budgeting Strategies

Budgeting is something that many of us would rather avoid. But it’s an essential exercise—and often far easier than you think. In fact, investing time today will help you manage your money more efficiently and reach your goals faster. Let’s explore three common methods of budgeting and how they might work for …

Plan Your Post-Pandemic Expenses

After nearly a year of upheaval in our investments and our lives—markets crashing, then soaring; travel plans canceled, weddings postponed—we’ve all started to look toward brighter days. But remember, greater freedom to travel and entertain can come with a higher price tag. Take the time now to consider future expenses to help …

Review Your 2021 Spending Plan

With the new year comes new resolutions. While we think this is an opportune time to reassess your financial goals and aspirations, we also understand that the start of the calendar year creates a deluge of tasks, so we’ll keep our advice brief and to the point. Are you planning any major …

5 Financial Tips for New Parents

Major life events are often the impetus to begin comprehensive financial planning—and few events are bigger than welcoming a new child. Most people have not accounted for children in their financial plan before they have their first, so the happy event is also the perfect time to reassess your plan (or create …

Planning in Your 30s

Say goodbye to canned tuna and ramen and hello to the appearance of a gray hair or three: As you enter your 30s, your near-term responsibilities and long-term obligations expand. Starting a family, contemplating homeownership and earning enough money to consider investing all come with the territory. As …

Financial Planning in Your 40s

You’re well-established in your career and hopefully earning more than you spend. You may have your own family as well as aging parents to look out for. On top of that, you’re nearly starting to look ahead toward retirement. That’s a lot to manage—and financial planning can help. …

Social Security’s Family Benefits

You don’t have to be retired to receive Social Security. You read that right. In certain cases qualified family members and dependents can receive benefits. Let’s look at some of those cases and consider how they may factor into your financial plan.

Benefits for Spouses

Planning in Your 50s: Streamline Your Finances

From your first checking account to your current 401(k) plan, by the time you reach your 50s, you may have opened accounts with dozens of financial institutions. But if you’re like most people, you may not have closed nearly as many. When we begin the financial planning process for our clients and …

Financial Planning in Your 20s

Is youth really wasted on the young? Not necessarily. Our twenties are a time of great opportunity—starting a career, advancing in education, living on our own, perhaps meeting a life partner. This is when many of us establish the financial and investment habits that create a solid foundation for the rest of …

Reverse Mortgages—Myth Versus Reality

Reverse mortgages garner quite a bit of attention from the media—much of it negative. And that’s appropriate. But it’s not the whole story. Reverse mortgages can be a useful tool in certain situations, so let’s separate the myths from the facts. What is a reverse mortgage? Simply put, it’s a loan against …