We’re continuing to unpack the CARES Act for you with a look at another important provision, the Paycheck Protection Program (PPP). The PPP authorized the Small Business Administration (SBA) to distribute around $350 billion to banks to lend to small businesses, independent contractors and the self-employed. The SBA …Read More keyboard_arrow_right
In This Issue:Register for Our Quarterly Webinar Today! Adviser Investments' Ongoing Virus Response Resources Coronavirus Scams You Need on Your Radar RMDs and the CARES Act Read More keyboard_arrow_right
For many retirees, this may be the best news yet out of the current economic and market dislocations. Congress has passed a bill that says you don’t have to take required minimum distributions (RMDs) in 2020. In the $2-trillion CARES Act, Congress waived the RMDs that retirees typically must withdraw …Read More keyboard_arrow_right
On March 27, the federal government passed the Coronavirus Aid, Relief and Economic Security (CARES) Act. It is intended to dull the economic blow that this virus has and will continue to dole out to families and the nation. Here are some relevant provisions of the CARES Act to know …Read More keyboard_arrow_right
We recently talked about how to maintain your financial plan during volatile times, and this week we’ll focus on one of the few things you can control in this pandemic: Expenses. As we continue to hunker down during the fight against COVID-19, revisiting your budget may seem …Read More keyboard_arrow_right
Stock Buybacks: Public Enemy Number One?
Common Misconceptions About Buybacks and How They Impact Your Portfolio
Technology has been vital in easing the emotional and psychological burdens of social isolation, something we’ve seen in some of the stirring outpourings of online communities large and small. Unfortunately—as we often find during times of crisis—there’s also been a rise in bad actors hoping that as people spend more …Read More keyboard_arrow_right
General financial planning wisdom says that it’s important to “stay the course” during times of market volatility. But keeping the tiller steady is a lot easier said than done in stormy markets like the ones we’ve experienced in recent weeks. Here are four tips to help you to steer straight …Read More keyboard_arrow_right
The Fed’s action this week sent the average rate on a 30-year fixed mortgage sinking to 3.56%, the lowest level since 2016. Many of our clients have asked if now is a good time to refinance. A simple question on its face, but the answer can be complicated. Here are …Read More keyboard_arrow_right
One of the best long-term investments you can make is in higher education. If you’ve got a prospective college student in your household, you’ve either heard, or know first-hand, how daunting the process of finding and applying for financial aid can be. One crucial step that all prospective students should …Read More keyboard_arrow_right
Like a blood pressure check for your health, your credit score provides a helpful shorthand for your financial well-being. Your creditworthiness directly impacts your pocketbook, affecting the interest rates you’ll be offered on loans, your insurance premiums, even your job prospects—employers often check a candidate’s credit history when hiring. Many …Read More keyboard_arrow_right
Fidelity vs. Vanguard
Which is right for you?
Valentine’s Day is more than a chance to celebrate your significant other in words, flowers and gifts. It’s also a fine time to prove your love with action through, yes, financial planning. While you may or may not find investing and financial planning particularly romantic, we think they set the …Read More keyboard_arrow_right
When unexpected storm clouds roll in to your life, you don’t want to be caught without an umbrella. Insurance plays a critical role in protecting you from getting drenched. A robust wealth plan requires having more than the bare minimum coverage. That’s why we typically discuss how to extend insurance …Read More keyboard_arrow_right