Frequently Asked Investment Questions

Frequently Asked Questions


What is Adviser Investments?
Adviser Investments, founded in 1994, is an independent, personalized money management firm dedicated to serving individuals, trusts, institutions, and foundations. Adviser specializes in mutual funds, exchange-traded funds, and undiscovered managers. The firm (along with its affiliate Kobren Insight Management) currently manages over $2 billion for more than 2,000 clients nationwide. Our minimum account size is $350,000.
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Who is Kobren Insight Management?
Effective March 18, 2011 Kobren Insight Management was merged into Adviser Investments business.

The combination of our two firms brings the collective talents of two of the nation’s premiere investment advisors under one roof. Kobren Insight Management, led by veteran portfolio managers Rusty Vanneman and Chris Keith, brings with it a deep bench of research analysts and client-service professionals. The entire team’s talents will add to our ability to offer the absolute best client service and independent portfolio management options available.
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Who are Daniel P. Wiener and James H. Lowell III?
Daniel P. Wiener is chairman and founder of Adviser Investments. He also edits one of the nation’s leading financial newsletters, the five-time award-winning Independent Adviser for Vanguard Investors. Dan is widely recognized as one of the nation’s leading independent authorities on Vanguard funds. His views and opinions appear regularly in such publications as the Wall Street Journal and Barron’s and on CNBC and PBS’s Nightly Business Report.

James H. Lowell III is a partner and chief investment strategist with Adviser Investments. A prolific author—most recently of Smart Money Moves and Investing from Scratch (Penguin, USA)—and editor and owner of the award-winning Fidelity Investor newsletter, Jim is widely regarded as one of the nation’s leading experts on Fidelity funds. You may have seen his insights in the Wall Street Journal, Barron’s, and the Boston Globe, or on CNBC, Fox news, and PBS’s Nightly Business Report.
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What are the advantages of working with Adviser Investments?

  • Active portfolio management by two of the nation’s leading mutual fund experts, Daniel P. Wiener and James H. Lowell III
  • A personalized investment strategy that consists of seasoned Vanguard and Fidelity managers available to meet your objectives
  • Unbiased, independent advice on Vanguard and Fidelity funds. We don’t have an axe to grind; our first and only loyalty is to you—our client
  • Vigilant, professional monitoring of your investments so you can enjoy your nest egg
  • Quarterly reports and reviews
  • High-level service from your own personal portfolio executive, who knows you, your objectives, and the appropriate funds to meet them
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How would my account relationship with Adviser Investments work?
When you’re ready, you designate us to manage your account by giving us limited trading authority. Your account remains in your name. Your money is always available to you. In fact, we never take possession of your assets.

Based on the risk and asset allocation strategy you help us design, we make the investment decisions for you. We do not notify you of every trade before it’s made (which enables us to respond to opportunities more quickly), although you will be issued a trade confirmation the day after each transaction is executed. We also send you a comprehensive report summarizing your returns and your holdings with us on a quarterly basis.
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Is Adviser Investments affiliated with the fund companies it follows?
As a privately-owned firm, we are completely independent of Vanguard and Fidelity. Consequently, we accept no commissions or compensation of any kind from Vanguard or Fidelity. Our investment process integrates a disciplined asset allocation strategy with our objective, unbiased investment analysis to determine the most effective strategy for each client. Again, our first and only loyalty is to you.
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Who makes the investment decisions for my portfolio?
As chief investment strategists, Dan Wiener, Jim Lowell, and their new partners, Rusty Vanneman, and Chris Keith make the ultimate decisions regarding how your portfolio is constructed. The process involves both economic and market analysis to determine the most effective allocation of your assets. Actual fund selections are made after a careful review of each fund manager’s track record, discipline, and actual fund holdings. Your portfolio executive will serve as your liaison to make sure the underlying strategy for your portfolio is appropriate for your needs at all times.
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What is your minimum account size?
Our services are most appropriate for investors with at least $350,000 in investable assets.
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How do I establish an account with Adviser Investments?
To get started, simply fill out the confidential application and questionnaire. Or better yet, give us a call today at (800) 492-6868, and we'll walk you through the process.
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